A FULL FINANCIAL PLAN in conjunction with your other financial professionals, as necessary

 

Includes:

• Initial meeting to talk about goals

• Strategies for reaching life goals, with accompanying calculations about how to get there

(Example goals: retirement, buying a house, sending kids to private schools, college savings.) 

• Help with spending plans and debt repayment strategies

• Overview and recommendations about

  • insurance needs & current insurance policies

  • all savings and investments.

  • work retirement plans

  • tax efficiency

  • estate planning, including beneficiary designations, wills, trusts, etc.

• Help getting investment accounts started, including individual retirement accounts

• Withdrawal strategies for investment account distributions.

• Policy setting for charitable giving.

 

All of the above while working in conjunction with your other professionals (e.g., accountants, attorneys, brokers)

 

In the end we will have: 

• A document that summarizes

  • your current financial picture

  • your financial goals and the steps needed to reach them

  • concrete next steps (a "To Do" list and a summary of policies we've established")

• ​A meeting that outlines and clarifies

  • your current and next steps, 

  • your charitable and investment policies for the year, and

  • any updates. 

• Follow-up calls or emails at one month, 3 months, 6 months, and one year.

​

JUST INVESTMENTS:  Starting new investment accounts

 

Included:

• A meeting to discuss investment goals

• Research and suggestions on investments and strategy.

• A meeting to explain your strategy and a tutorial on research methods. 

• An in-person meeting to help get accounts open, and any account transfers started.                       

• Assistance and follow-up with getting your accounts started.

• Periodic follow-ups at one & 3 months.

​

GETTING YOUR MONEY ORGANIZED

 

Included:

• Strategies for debt reduction: pay down credit cards and other debts in the most efficient manner

• Set up

  • automatic payment of bills, where appropriate

  • automatic savings in an online savings account

  • automatic investing in your account

• Strategies for efficient debt reduction

• Consolidate your accounts where possible

• Research and investment selection for your accounts

• Periodic follow-ups by phone and/or email after one month, 3 months

 

 

STAND ALONE SERVICES AVAILABLE 

​

• Retirement plan advice (e.g., 401(k)s)

• Retirement and other goal projections: doing the math 

  • ​retirement

  • home buying

  • education and college planning

• Analyzing retirement package offers

• others upon request

​

​